Low-cost solar and battery loans for Suffolk homeowners
Eligible Suffolk homeowners can apply directly to Lendology for £2,000 to £15,000 towards solar PV, battery storage and other approved energy improvements. The current representative rate is 2.2% APR.
A council-backed route to spread the cost of home energy improvements.
The Warm Homes Suffolk Loan is provided by Lendology CIC in partnership with Suffolk County Council. It is separate from Mr Solar and is not tied to Octopus Energy or another energy supplier.
Loan amount
Borrow within the scheme range, subject to affordability, status and Lendology’s lending decision.
Interest rate
The representative APR is 2.2%. This is a low-interest loan, not an interest-free offer.
Repayment term
Repayments are fixed, with flexibility to make overpayments or settle early without an early-repayment charge.
Location
The scheme is for eligible homeowners in the Suffolk County Council area.
Solar PV and home battery storage are included.
- New solar photovoltaic panel systems
- Solar battery storage, including battery-only projects
- Solar thermal systems
- Air-source and ground-source heat pumps
- Approved insulation, glazing and ventilation measures
The homeowner applies to Lendology and chooses the contractor.
Apply directly
Submit the application to Lendology, which carries out its own affordability assessment and credit search.
Receive an offer
If accepted, Lendology provides a personalised conditional offer, normally valid for six months.
Supply two quotes
Suffolk County Council requires two quotations for each element of work being funded.
Complete the project
Once the work is complete, the customer supplies the contractor invoice and required completion evidence to Lendology.
Choose a properly accredited local installer.
The scheme requires the selected contractor to hold MCS, TrustMark or another appropriate accreditation. Mr Solar is an established local solar and battery installer serving Suffolk and Norfolk.
- MCS-certified solar PV and battery installations
- NAPIT-approved electrical work
- PAS 2030 and consumer-protection experience
- DNO applications, commissioning and certification
- Local aftercare from an experienced installation team
Evidence and conditions
- Two quotations are required for each part of the proposed work.
- Planning evidence may be requested where applicable.
- Photos of the completed work and a post-installation EPC are required before release of funds.
- Lendology states that loans are typically protected by a Land Registry title restriction.
- A £20 Land Registry fee may apply where a loan is agreed and proceeds.
- Lendology can discuss arranging an installation deposit where required.
How the published representative example works.
| Example loan | Term | Monthly repayment | Total repayable |
|---|---|---|---|
| £5,000 | 60 months | £87.64 | £5,278.33 |
Published by Lendology as a representative example using 2% fixed interest and 2.2% representative APR. Actual eligibility, loan amount and repayment terms depend on the applicant’s circumstances and the lender’s assessment.
Warm Homes Suffolk Loan FAQs
Is this an interest-free solar loan?
No. The current scheme states 2% fixed interest and 2.2% representative APR. It should not be confused with an older restricted interest-free trial.
Is the loan only available if I use Octopus?
No. This is a Suffolk County Council and Lendology scheme. The homeowner selects a suitably accredited contractor and submits the required quotations.
Can I choose Mr Solar?
Mr Solar holds the relevant solar and electrical accreditations. The final contractor and quotation must still satisfy Lendology and the scheme requirements.
Can the loan fund a battery without new solar panels?
Solar battery storage is listed as an eligible type of work. Lendology makes the final funding decision, and Mr Solar must first confirm that the proposed battery installation is technically suitable.
Does Mr Solar arrange the finance?
No. Customers apply directly to Lendology. Mr Solar can survey the property, design the system and provide an installation quotation.
Start with a clear solar and battery quotation.
Mr Solar can assess the roof, electrical supply and energy use, then provide the detailed quotation and specification needed to compare your options.